“We thought we’d have to quit offering benefits this year. Our broker suggested that we self-fund a portion of our employee benefit program. At first, I was skeptical but in the end I agreed. Not only were we able to continue to offer benefits, we did not have to change our plan design or employee contributions!”

“They came out every quarter and reviewed the benefit plan with new employees. They also advised the employees on how to manage their health care and avoid claims problems. This made my job as the human resources manager easier.”

“I hope my agent never leaves the business – she held my hand all the way through a complicated claims issue. I would never have been able to resolve it myself.”